Job Description

Job ID: 26012701Posted: 2026-08-27Location: New York, NY, United StatesSalary: $78000 - $124750 annually + bonus + benefitsJob Function: Risk ManagementSchedule: Full timeShift: DayWorkplace: HybridCareer Area: Analytics & Risk ManagementCompany: American ExpressDescriptionAt American Express we are focused on providing the best customer experience everyday through a differentiated set of products and services. Amex’s Risk Management capabilities are at the core of delivering a superior customer experience while managing credit and fraud losses at the lowest levels in the industry. With our mix of assets like closed-loop data and machine learning models on a modern technology stack we are re-imagining how payment experiences & risk management converge in a more modern, digital and connected world. Fraud Risk Management (FRM) helps enable profitable business growth by reducing the risk of fraud and maintaining our customer’s confidence in the security of our products. FRM is also accountable for building the infrastructure to manage the emerging risks associated with e-commerce and internet services.The Point-of-Sale (PoS) US Card Not Present Fraud Risk team is looking for energetic and high-performing Senior Analyst to drive innovation in Card Not Present fraud risk area. You will have the power to identify interesting and actionable insights that would have a meaningful impact on our customers and our business. You will be responsible for developing and implementing new strategy and capabilities for fraud prevention. These new capabilities would utilize our rich data. In addition to managing fraud strategy for specific segment under Card not present, the responsibilities will also include working with Product and Technology teams for platform modernization work. To succeed in this role, you would need to have a very good blend of technical skills, innovative thinking and collaborative skills.ResponsibilitiesDevelop new fraud prevention control strategies for Online spendMinimize Unprofitable Fraud Related Disruptions, with specific focus on Fraud Strategy ControlsDevelop and manage fraud capabilities for 3DS and Digital segmentsConceptualize and implement new data features which would help in reducing approved fraudAddress Emerging Fraud Trends & Monitor Key Metrics to take Corrective Actions Providing thought leadership for new payment product integrationsLead integration of new data sourcesPartner with Global Servicing, Decision Science on key fraud initiativesWork closely with different Fraud and Technology teams to ensure robust fraud strategy framework for any new proprietary product launchLead platform modernization and migration efforts in close partnership with Technologies, Capabilities and Product teamsQualificationsThe successful candidate will have:2+ years of experience across analytics, strategy, and execution in complex environmentUndergraduate / master’s degree in science, Technology, Engineering, Mathematics, or Computer ScienceExperience with data processing tools such as R, SQL, Hive, Yellow Brick, or Python is requiredUnderstanding statistical techniques related to data analysis and correlationKnowledge of machine learning algorithms is a plusWorking knowledge of fraud landscape and emerging fraud trends in the card space is a plusUnderstanding of payment products, emerging technologies and competitive landscape is preferredAbility to manage multiple requests and changing priorities and to work in a fast-paced dynamic environmentProven track record of working proactively and independently to solve problems and drive resultsStrong presentation skills to convey data and fraud insights to different stakeholdersAbility to build collaborative, trusting relationshipsStrong project management and communication skills to work effectively in a team environment. High energy, intellectually curious and infectiously positive. Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. About the TeamAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Job Tags

Similar Jobs